Have multiple years of unfiled tax returns or owe at least $10,000 in back taxes? Book your FREE consultation with Choice Tax Relief by calling 866-8000-TAX or booking here:
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Can refunds from unfiled tax returns cover old IRS debt before a levy? In this video, I respond to a viewer who owes about $20,000 for 2018 and 2019 and expects refunds from their 2023–2025 returns.

I explain why the exact IRS notice matters, how to ask for a collection hold, why filing promptly is important, and what to consider if you received an LT11 or CP90. We also cover checking the current balance with penalties and interest and reviewing each tax year separately.

CHAPTERS
0:00 $20,000 owed and refunds from unfiled returns
0:51 Identify the IRS levy notice
1:42 Asking the IRS for a collection hold
2:18 Filing the returns and refund deadlines
3:55 LT11, CP90, and hearing options
5:38 Check the current balance and each tax year
6:56 Recap: contact the IRS and file promptly
7:36 Get help from Choice Tax Relief

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TIMING NOTE
The filing-year discussion refers to 2026. At 3:37, the reference to the calendar-year 2025 e-file shutdown should be 2026. Check current IRS filing availability and the deadline printed on your notice. An equivalent hearing does not provide the same automatic levy protection as a timely CDP hearing.

IRS resources:
https://www.irs.gov/appeals/collectio...
https://www.irs.gov/individuals/under...

#UnfiledTaxReturns #TaxDebt #IRS